How it Works

Complement your existing online cashier and increase conversion by offering customers a seamless and secure payment experience within their existing online banking environment.
  • Step 1
    Your customers select iDebit as their payment method at checkout and are redirected to their online banking.
  • Step 2
    They log in to their bank to complete the transaction.
  • Step 3
    You receive instant confirmation of payment and customers are automatically returned to your site.

Merchant Benefits

Why choose us? iDebit Merchant Benefits include:
  • Increased Conversion

    Increased Conversion

    Boost consumer conversion with iDebit’s streamlined payment process, featuring guest checkout and in-transaction account signup, and extensive bank coverage.

  • Consumer Choice

    Consumer Choice

    Provide your customers with a quality alternative to credit cards for payments, refunds, and credits. Expand your potential market, accommodating a new group of potential buyers that cannot or will not use a credit card for online purchases.

  • Real-time Payment Confirmation

    Real-time Payment Confirmation

    iDebit provides real-time notification of payment to you and your customers, and automatically returns them back to your site once the transaction has been completed.

  • Extensive Consumer Coverage

    Extensive Consumer Coverage

    With one lightweight, straightforward integration, you increase your market reach and gain access to a broad global range of customers. See our FAQs for the full list of supported countries.

  • Comprehensive Reporting & Flexible Settlements

    Comprehensive Reporting & Flexible Settlements

    Access a full suite of real-time reports including transaction, adjustment, reimbursement, and current balance reports. We can also settle to your bank within the settlement parameters of your choice: weekly, monthly, or a pre-determined dollar threshold.

Security

iDebit leverages proven online banking technology and security measures throughout the entire payment experience to ensure your customers’ funds are safe and their data is private.
  • No data storage

    iDebit doesn’t store or log online banking credentials, so your customers’ banking passwords and login IDs stay safely between them and their bank.

  • Real-time risk assessment

    Manage fraud risk while ensuring a seamless, secure payment experience for your customers.

  • Multi-factor authentication

    Customers must enter their online banking credentials AND correctly answer their bank’s security question to complete a transaction.

  • Data encryption

    iDebit transmits customers’ personal information securely using 128-bit encryption–the same technology used by banks–to prevent unlawful interception of data.